Payments · Osage Finance

Payments

Les rails — multi-rail, multi-currency, settled on-chain.

Built on Osage Pay infrastructure.

What we operate

Osage Finance payments combine banking‑grade rails (SWIFT, SEPA, Fedwire, ISO 20022) with on‑chain rails (stablecoin, sovereign settlement on Osage Network and Osage EVM) under a single API and a single relationship. The rails are operated through the Lux Financial Platform; documentation at docs.osage.finance.

Banking rails

SWIFT — international wires, multi‑currency. ISO 20022 MX by default; MT 103 / 202 fallback.
SEPA — Single Euro Payments Area credit transfers and SEPA Instant (settlement under 10 seconds, 24/7).
Fedwire — same‑day Federal Reserve real‑time settlement for USD.
CHIPS — correspondent USD clearing.
FedNow — 24/7 instant USD payments where supported by counterparty.

FX

Spot, forward, and swap pricing across G10 currencies and selected emerging‑market crosses. Execution under SF Private Bank’s market‑making desk; competitive institutional pricing with documented best‑execution.

Stablecoin & on/off‑ramps

USDC, USDT, PYUSD, EURC — standing inventory at Osage Network treasury and qualifying partner stablecoin issuers.
On‑ramp — fiat → stablecoin via SF Private Bank wire + on‑chain mint instruction; same‑day clearing for qualified counterparties.
Off‑ramp — stablecoin → fiat via Osage Network burn + wire instruction to client bank account; settlement T+0 where banking rail supports it.
Travel Rule compliance via IVMS 101 messaging; sanctions and counterparty screening on every transfer.

Cross‑border

See /cross-border for the full corridor matrix, FX desk hours, and IBC‑account formation.

Cards

Issuance and acquiring through banking‑grade BIN sponsorship. Multi‑currency support; corporate, private, virtual, and physical form factors. See /cards.

Settlement & audit trail

Every payment, bank‑rail or on‑chain, is anchored to Osage Network via a content‑addressed hash recorded in the SettlementRegistry contract. This produces an immutable, post‑quantum‑secure audit trail for every transaction the bank or the on‑chain rail records. The registry is queryable via the explorer at explorer.osage.network.

API & integration

REST + WebSocket + ISO 20022 endpoints. SDKs in TypeScript, Python, Go, Rust. The canonical API reference is at docs.osage.finance.

Payments inquiries: [email protected] · Treasury operations: [email protected].